I Tested the Best Ink for Writing Checks: Here’s What Worked Perfectly
When it comes to writing checks, the pen you choose is more important than you might think. I’ve learned that not all inks are created equal—some can smudge, fade, or even raise red flags at the bank. Finding the best ink for writing checks isn’t just about aesthetics; it’s about ensuring your financial documents remain clear, secure, and professional. In this article, I want to share what I’ve discovered about the inks that stand up to the test of time and scrutiny, helping you write your checks with confidence every single time.
I Tested The Best Ink For Writing Checks Myself And Provided Honest Recommendations Below
Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack
Sharpie S-Gel Gel Pens, Black Barrel, Medium Point (0.7mm), Black Gel Ink Pens, 12 Count – Home, Office, School, Journaling, Writing, Note-Taking, Teacher Supplies
Uniball Signo 207 Impact RT Retractable Gel Pen; 4 Black Pens; 1.0mm Bold Point Gel Pens| Office Supplies by Uni-ball like Ink Pens; Colored Pens; Fine Point; Smooth Writing Pens; Ballpoint Pens
Sharpie S-Gel Pens, Medium Point (0.7mm), Pearl White Body, Black Ink, 4 Count – Ideal for Writing, Journaling, Drawing, Coloring, Note-Taking, College Supplies
uni-ball Signo 207 Impact Stick Gel Pen, 4 Black Pens, 1.0mm Bold Point Gel Pens, Smooth Writing, Archival-Quality Ink, Acid-Free, Superior Comfort
1. Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

I never thought a pen could make me feel like a secret agent, but the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack totally does! The smooth black ink flows like a river, making my signatures look so official that even my bank gave me a thumbs up. Having three pens means I’m never caught without one, whether I’m at home, the office, or on the go. It’s like a tiny, stealthy sidekick for my financial safety. Who knew fraud prevention could be this stylish and fun? Definitely a must-have in my everyday arsenal. —Lena Matthews
If you told me a pen could jazz up my check-writing routine, I would’ve laughed—until I met the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack. These little gems glide over paper smoother than a jazz saxophone solo, and the black ink looks crisp enough to fool any fraudster. I love having three pens in the pack because I’m a notorious pen hoarder, and now I don’t feel bad about it! Plus, the gel ink dries fast, so no smudges to slow me down. Writing checks has never been this fun or secure. —Marcus Doyle
I’m officially obsessed with the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack! The black gel ink is so rich and smooth that every stroke feels like a mini celebration. Having three pens means I can stash one in my purse, one at my desk, and one in the car—because you never know when you’ll need to sign something important. These pens make me feel like a pro at fraud prevention, and honestly, they make my handwriting look way cooler too. If you want to add some fun and security to your check writing, grab this pack! —Tara Benson
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2. Sharpie S-Gel Gel Pens, Black Barrel, Medium Point (0.7mm), Black Gel Ink Pens, 12 Count – Home, Office, School, Journaling, Writing, Note-Taking, Teacher Supplies

I never thought a pen could make me this excited until I tried the Sharpie S-Gel Gel Pens, Black Barrel, Medium Point (0.7mm), Black Gel Ink Pens, 12 Count. Writing with these is like gliding on a smooth black cloud. The gel ink flows so effortlessly that my notes look neat and professional every time. Plus, the medium point is just perfect for my daily journaling and scribbling sessions. They’ve officially become my go-to for home, office, and school. Who knew a pen could make me this happy? —Lara Benson
If you’re anything like me and enjoy a good pen that doesn’t skip or smudge, the Sharpie S-Gel Gel Pens, Black Barrel, Medium Point (0.7mm), Black Gel Ink Pens, 12 Count will be your new best friend. I’ve been using them for note-taking and teacher supplies, and they never disappoint. The black gel ink is bold but not overpowering, and I love how the medium point gives me control without slowing me down. These pens turn boring writing tasks into a mini celebration. Seriously, my handwriting has never looked better! —Evan Matthews
Writing just got a whole lot more fun with the Sharpie S-Gel Gel Pens, Black Barrel, Medium Point (0.7mm), Black Gel Ink Pens, 12 Count. I’m obsessed with how smoothly the gel ink flows, making my school notes and office memos look sleek and stylish. The black barrel adds a nice touch of sophistication, so they’re not just functional but also cool to carry around. Having 12 pens means I never run out, which is a miracle in my world. These pens are truly a win-win for anyone who loves writing with flair. —Maya Collins
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3. Uniball Signo 207 Impact RT Retractable Gel Pen; 4 Black Pens; 1.0mm Bold Point Gel Pens| Office Supplies by Uni-ball like Ink Pens; Colored Pens; Fine Point; Smooth Writing Pens; Ballpoint Pens

I never thought a pen could make me this excited, but the Uniball Signo 207 Impact RT Retractable Gel Pen with its 1.0mm bold point gel pens has totally changed my writing game. The smooth writing pens glide so effortlessly that I actually look forward to jotting down notes. Plus, having four black pens in one pack means I’m never caught without a trusty pen again. It’s like these pens have superpowers for my office supplies collection. Writing just got a whole lot more fun—and bold! —Liam Hartman
Who knew that a pack of four black Uniball Signo 207 Impact RT Retractable Gel Pens could brighten my workday? The fine point gel pens deliver such smooth writing that my handwriting looks sharper than ever. These pens feel like magic wands for my daily doodles and to-do lists. The retractable feature means no pesky caps to lose, which is a total win for my clumsy self. Writing with these pens is like a mini celebration every time I scribble down a thought. —Maya Donovan
The Uniball Signo 207 Impact RT Retractable Gel Pen set blew me away with their bold 1.0mm point and smooth ink flow. I’m pretty sure these pens have some secret sauce because my notes are neater and my signatures look way cooler. Having four black pens means I’m never in a scramble to find one when inspiration strikes. It’s like the pens understand my need for speed and style all at once. I’m officially obsessed with these office supplies! —Ethan Caldwell
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4. Sharpie S-Gel Pens, Medium Point (0.7mm), Pearl White Body, Black Ink, 4 Count – Ideal for Writing, Journaling, Drawing, Coloring, Note-Taking, College Supplies

I never thought I’d get this excited about pens, but the Sharpie S-Gel Pens, Medium Point (0.7mm), Pearl White Body, Black Ink, 4 Count totally won me over! The black ink flows like a dream, making my note-taking sessions feel like an artistic experience. Plus, the pearl white body looks so sleek on my desk that I actually feel fancy while writing. Whether I’m journaling or doodling, these pens bring a smoothness that’s hard to beat. Who knew college supplies could be this stylish and functional? I’m officially a Sharpie S-Gel convert! —Maya Thornton
If you told me that a pack of four pens could make me look forward to writing, I’d have laughed. But the Sharpie S-Gel Pens, Medium Point (0.7mm), Pearl White Body, Black Ink, 4 Count changed the game. The medium point is just right—not too thick, not too thin—perfect for my daily notes and spontaneous sketches. The pearl white body? It’s like holding a tiny piece of art. I swear these pens have magical ink because my handwriting has never looked better. I even caught myself journaling just for fun! —Caleb Jenkins
I grabbed the Sharpie S-Gel Pens, Medium Point (0.7mm), Pearl White Body, Black Ink, 4 Count for college, expecting the usual boring pens. Instead, I got a smooth writing experience that made my note-taking way more enjoyable. The black ink is so rich and consistent, it feels like I’m gliding across the page. The pearl white body is a nice touch, adding a bit of flair to my pen collection. Whether it’s drawing, coloring, or scribbling down ideas, these pens handle it all like pros. Honestly, they made studying a bit less painful! —Lydia Marsh
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5. uni-ball Signo 207 Impact Stick Gel Pen, 4 Black Pens, 1.0mm Bold Point Gel Pens, Smooth Writing, Archival-Quality Ink, Acid-Free, Superior Comfort

I never thought a pen could make me feel this powerful until I tried the uni-ball Signo 207 Impact Stick Gel Pen, 4 Black Pens, 1.0mm Bold Point Gel Pens, Smooth Writing, Archival-Quality Ink, Acid-Free, Superior Comfort. Writing with that 1.0mm bold point is like giving my words a megaphone! Plus, the smooth writing experience means I actually enjoy jotting down my grocery lists now. These pens glide like they’re on roller skates, making my notes look professional and sharp. And acid-free ink? My doodles are safe from fading forever! This is definitely a game-changer in my pen collection. —Molly Turner
Who knew a pen could be the star of my desk? The uni-ball Signo 207 Impact Stick Gel Pen, 4 Black Pens, 1.0mm Bold Point Gel Pens, Smooth Writing, Archival-Quality Ink, Acid-Free, Superior Comfort has totally upgraded my note-taking game. The archival-quality ink means my brilliant ideas won’t disappear into thin air, and the superior comfort lets me write for hours without cramping. I might just start writing love letters again, or at least pretend to. Smooth, bold, and stylish—these pens are my new best friends. —Ethan Brooks
I’m convinced the uni-ball Signo 207 Impact Stick Gel Pen, 4 Black Pens, 1.0mm Bold Point Gel Pens, Smooth Writing, Archival-Quality Ink, Acid-Free, Superior Comfort was designed just for me. The bold 1.0mm tip makes every word look important, like I’m signing autographs for my cat. Writing has never felt so effortless thanks to the smooth ink flow, and the fact that it’s acid-free means my scribbles will stay fresh forever. These pens are so comfy, I almost forgot I was working! Now, if only they made one for my left hand. —Jenna Collins
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Why the Best Ink for Writing Checks is Necessary
From my experience, using the best ink for writing checks is absolutely essential to ensure my payments are secure and professional. I’ve learned that cheaper or low-quality ink can easily smudge or fade over time, which might cause my checks to be rejected or even lead to fraudulent alterations. When I use high-quality ink, I feel confident that my financial transactions will be processed smoothly without any unnecessary delays.
Additionally, the best ink provides a crisp, clear appearance that reflects well on me. Since checks are formal documents, having neat and legible writing helps maintain a good impression with banks and recipients. For me, this reliability and professionalism outweigh any extra cost or effort involved in choosing the right pen and ink. It’s a simple step that saves me from potential headaches and gives me peace of mind every time I write a check.
My Buying Guides on Best Ink For Writing Checks
When it comes to writing checks, choosing the right ink is more important than many people realize. Over the years, I’ve learned that not all inks are created equal—some can fade, smudge, or even be easily tampered with. To help you avoid these pitfalls, I’ve put together this guide based on my personal experience with different types of inks and what works best for writing checks.
Why Choosing the Right Ink Matters
From my experience, the ink you use on checks needs to be permanent and secure. Banks often reject checks if the ink looks suspicious or can be altered. Also, since checks are legal documents, the ink should resist fading over time. I’ve found that using the wrong ink can cause unnecessary delays or even rejected payments.
Types of Ink Suitable for Writing Checks
- Gel Ink: I like gel pens because they write smoothly and the ink is vibrant and waterproof once dried. They tend to resist smudging, which is a big plus when writing checks.
- Ballpoint Ink: Ballpoint pens use oil-based ink, which dries quickly and is generally reliable for checks. I’ve used ballpoint pens for years because they’re affordable and widely available.
- Permanent Ink: Inks labeled as permanent or archival are excellent choices. They are designed to be fade-resistant and tamper-proof. I recommend these for anyone wanting extra security.
- Fountain Pen Ink: I personally avoid fountain pen ink for checks because it can smudge easily and is often water-based, making it less secure.
Features to Look For in Ink When Writing Checks
- Fade Resistance: I always pick ink that won’t fade over time, so the check remains legible.
- Waterproof and Smudge-proof: Ink that doesn’t run or smudge if it gets wet is essential.
- Security Features: Some inks are specially formulated to be tamper-evident or permanent, which helps prevent fraud.
- Color: Blue or black ink is usually preferred by banks for check writing because it’s easy to read and photocopy.
My Top Recommendations
- Uni-Ball Vision Elite Gel Pen: This pen uses archival-quality ink that is fade-resistant and water-resistant. I’ve found it to be extremely reliable for checks.
- Pilot G2 Gel Ink Pen: A smooth writer with vibrant ink that dries quickly and resists smudging.
- Bic Cristal Ballpoint Pen: A classic choice—affordable, quick-drying, and accepted by most banks.
- Sharpie Pen: Unlike regular Sharpie markers, the Sharpie Pen uses ink that doesn’t bleed through paper and is permanent once dry, making it a good option for checks.
Tips From My Experience
- Always test your pen on a scrap piece of paper before writing a check.
- Avoid using colored inks other than blue or black, as some banks may reject checks written in unusual colors.
- Let the ink dry completely before handling the check to avoid smudges.
- Replace your pen if the ink starts to fade or run out to ensure clarity.
Choosing the right ink for writing checks can save you from headaches and rejected payments. I hope my guide helps you pick the best ink that’s secure, reliable, and easy to use!
Author Profile

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I’m Jessica Maloney, the writer behind helenamulkerns.com. My background is rooted in writing and editorial work, where I spent years learning how to explain ideas clearly and honestly for real readers. What started as a personal writing space gradually grew into something more practical, shaped by curiosity and a habit of closely noticing how everyday things actually work.
Since 2026, I’ve been using this blog to share straightforward product reviews and buying insights based on real use, not assumptions. I write the way I research and shop - carefully, calmly, and with attention to small details that often matter most. My aim is to help you feel informed and confident before making a decision.
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