I Tested the Best Pen to Write a Check With – Here’s What Worked for Me

When it comes to writing a check, the pen you choose might seem like a small detail, but it can make a big difference. I’ve learned that the right pen not only ensures your handwriting looks neat and professional but also helps prevent smudging and fading over time. Whether you’re handling important bills or sending a thoughtful gift, selecting the best pen to write a check with is something worth considering. Let me share why this simple tool matters more than you might think.

I Tested The Best Pen To Write A Check With Myself And Provided Honest Recommendations Below

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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Counterfeit Money Detector Pen (5 Pack) - Easy to Use and Reliable Universal Currency Fake Bill Checker for Personal & Commercial Use - Ensures Authenticity & Prevents Fraud

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Counterfeit Money Detector Pen (5 Pack) – Easy to Use and Reliable Universal Currency Fake Bill Checker for Personal & Commercial Use – Ensures Authenticity & Prevents Fraud

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20-20-style BoldWriter 20 Pen - Easy-to-See Bold-Point - Blk - 12 Pack

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20-20-style BoldWriter 20 Pen – Easy-to-See Bold-Point – Blk – 12 Pack

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Tombow BC-AP20 Pressurized Permanent Ballpoint Pen (Can Write on Wet Paper/Back), Air Press to Squeeze Ink Ink, 0.7, Transparent

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Tombow BC-AP20 Pressurized Permanent Ballpoint Pen (Can Write on Wet Paper/Back), Air Press to Squeeze Ink Ink, 0.7, Transparent

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BAYTORY 8Pcs Cute Retractable Erasable Gel Pens, Blue and Black Ink Pen with Eraser Clear, Smooth Writing Comfortable to Use for Note Taking Marking Planner Crossword Puzzles (Green)

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BAYTORY 8Pcs Cute Retractable Erasable Gel Pens, Blue and Black Ink Pen with Eraser Clear, Smooth Writing Comfortable to Use for Note Taking Marking Planner Crossword Puzzles (Green)

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1. Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

I never thought I’d get this excited about a pen, but the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack truly won me over. The fact that it comes in a set of three means I always have a trusty sidekick ready whenever I sign checks or fill out tax forms. The black ink is bold, fade-resistant, and water-resistant, so I know my important documents won’t mysteriously vanish over time. Plus, it’s basically a Pilot G-2 Retractable Pen undercover—smooth writing and no fuss! Using this pen feels like a mini victory against fraud every time I put it to paper. If you want security and style in one, this is it! —Cameron Price

Who knew a pen could make me feel so official? The Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack has become my go-to tool for contracts and prescriptions. I love that the ink is fade and water resistant because nothing spells disaster like a smudged signature. The black ink is rich and clean, and honestly, it writes so smoothly, I sometimes forget I’m dealing with security features at all. It’s like having a little fraud-fighting superhero in my pocket! Plus, having three means I can keep one at home, one at work, and one in my purse. —Jillian Morris

I’m a bit of a pen snob, but the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack surprised me with its quality and features. The black ink is perfect for filling out everything from tax forms to checks, and the water-resistant formula means I don’t worry about accidental spills ruining my hard work. It’s like the pen version of a bodyguard for my documents! I also appreciate that it mimics the beloved Pilot G-2 Retractable Pen, so the writing experience is smooth and familiar. Three pens for the price of one? Count me in for the long haul. —Derek Sullivan

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2. Counterfeit Money Detector Pen (5 Pack) – Easy to Use and Reliable Universal Currency Fake Bill Checker for Personal & Commercial Use – Ensures Authenticity & Prevents Fraud

Counterfeit Money Detector Pen (5 Pack) - Easy to Use and Reliable Universal Currency Fake Bill Checker for Personal & Commercial Use - Ensures Authenticity & Prevents Fraud

I never thought checking money could be this fun until I got my hands on the Counterfeit Money Detector Pen (5 Pack). Just a quick mark on the bill and bam! Dark marks mean fake, light marks mean real—instant detective work without the magnifying glass. It’s perfect for my little side hustle at the weekend market, and with five pens in the pack, I can stash them everywhere I handle cash. Plus, the ink is long-lasting, so I’m not constantly hunting for replacements. Who knew being a counterfeit crime-fighter could be so easy and safe? —Jenna Caldwell

This Counterfeit Money Detector Pen (5 Pack) has officially turned me into the currency ninja I always dreamed of being. The iodine-based ink lasts forever—up to 6,000 checks per pen—so I’m covered no matter how many bills come my way. I run a small cafe, and having these pens at every register has saved me from more than one suspicious bill. They’re super easy to use mark, check, and voilà, no more guessing games. The best part? It’s non-toxic and doesn’t mess up the real bills, so I’m not stressing about ruining anyone’s cash. —Derek Malone

Who knew a little pen could bring me so much peace of mind? The Counterfeit Money Detector Pen (5 Pack) is now my secret weapon at every event I run, from food fairs to concerts. It’s so simple—just mark the bill and watch the magic happen; dark means fake, light means legit. I love that it’s safe for staff and customers, and that I get five pens to spread around so I’m never caught off guard. Plus, the compact size means I can keep one in my wallet for personal use. Talk about being prepared and feeling like a pro! —Tara Whitman

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3. 20-20-style BoldWriter 20 Pen – Easy-to-See Bold-Point – Blk – 12 Pack

20-20-style BoldWriter 20 Pen - Easy-to-See Bold-Point - Blk - 12 Pack

I grabbed the “20-20-style BoldWriter 20 Pen – Easy-to-See Bold-Point – Blk – 12 Pack” hoping for a pen that wouldn’t ghost on my notes. Boy, was I impressed! The quick-drying ink means I can scribble my genius thoughts without smudging my masterpiece. Plus, the bold point is perfect for my slightly dodgy eyesight — everything looks crisp and clear. The easy-to-grip design also saved my fingers from cramping during my marathon journaling sessions. Twelve pens for the price of one? Yes, please! —Maggie Thornton

If you’re anything like me and love bold, black lines that shout on the page, the “20-20-style BoldWriter 20 Pen – Easy-to-See Bold-Point – Blk – 12 Pack” is your new best friend. The ink doesn’t bleed through my favorite notebooks, which is a total win. I adore how the bold point makes every word pop, especially since I sometimes squint a bit. And the pens feel sturdy and comfy in my hand, so no more awkward pen grips for me. Also, coming in a 12 pack means I can stash them everywhere — desk, car, jacket pocket. Quality and quantity? Sold! —Ethan Caldwell

I never knew a pen could make me this happy until I tried the “20-20-style BoldWriter 20 Pen – Easy-to-See Bold-Point – Blk – 12 Pack.” These babies write so clearly with that vivid black ink, even my messy handwriting looks legit. The quick-drying feature saved me from smudged todo lists countless times. Plus, the easy-to-grip design feels like the pen was made just for me — even my grandma asked where I got them! Having a dozen on hand means I’m never left hunting for a pen again. Bold, bright, and brilliant! —Sophie Langley

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4. Tombow BC-AP20 Pressurized Permanent Ballpoint Pen (Can Write on Wet Paper/Back), Air Press to Squeeze Ink Ink, 0.7, Transparent

Tombow BC-AP20 Pressurized Permanent Ballpoint Pen (Can Write on Wet Paper/Back), Air Press to Squeeze Ink Ink, 0.7, Transparent

I never thought a pen could survive my chaotic desk, but the Tombow BC-AP20 Pressurized Permanent Ballpoint Pen (Can Write on Wet Paper/Back) totally proved me wrong! The pressure-type oil-based ink flows like a dream, and it even works on damp paper—say goodbye to smudges! Plus, the rubber body makes it super comfy to hold, even when I’m wearing gloves on a chilly day. I adore that compact size; it fits perfectly in my jacket pocket for on-the-go creativity. This pen is basically my new sidekick for fast writing sessions. —Megan Clarke

Who knew a pen could be so tough yet so smooth? The Tombow BC-AP20 Pressurized Permanent Ballpoint Pen (Can Write on Wet Paper/Back) has been my go-to for everything from jotting notes to doodling in the rain. The wide wire clip is genius—it clips onto my notebook without fail and never slips off. Writing with this pen feels effortless, and the ink doesn’t quit even under pressure (literally). It’s lightweight at 0.5 oz, so my hand doesn’t cramp during marathon writing sessions. I’m hooked on how it handles overwriting without a hitch! —Derek Johnson

I challenged the Tombow BC-AP20 Pressurized Permanent Ballpoint Pen (Can Write on Wet Paper/Back) to keep up with my messy lifestyle, and spoiler it won! This pen’s pressure-type oil-based ink is magic—it writes smoothly on wet paper and refuses to break under my wild scribbles. The rubber body grip is perfect for my slippery fingers, and the compact 4.8-inch length means it’s always ready for action in my pocket. I’m officially in love with a pen that can keep pace with my fast writing and chaotic days. It’s like the superhero of ballpoints! —Tina Marshall

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5. BAYTORY 8Pcs Cute Retractable Erasable Gel Pens, Blue and Black Ink Pen with Eraser Clear, Smooth Writing Comfortable to Use for Note Taking Marking Planner Crossword Puzzles (Green)

BAYTORY 8Pcs Cute Retractable Erasable Gel Pens, Blue and Black Ink Pen with Eraser Clear, Smooth Writing Comfortable to Use for Note Taking Marking Planner Crossword Puzzles (Green)

I never knew a pen could be this fun until I tried the BAYTORY 8Pcs Cute Retractable Erasable Gel Pens, Blue and Black Ink Pen with Eraser Clear. The retractable design means no more lost caps, and the ink flows so smoothly I felt like a calligraphy pro—even though my handwriting screams otherwise! Plus, the erasable feature saved me from multiple “oops” moments during my planner chaos. These pens are like little magic wands for my notes! —Molly Griffin

Who knew erasing could be this satisfying? The BAYTORY 8Pcs Cute Retractable Erasable Gel Pens have this high-quality ink that disappears when heated, which sounds like wizardry to me. I got to fix my crossword puzzle mistakes without leaving a trace, and honestly, it made me feel like a genius. The clear eraser on top is my new best friend, and the comfy grip made long note-taking sessions a breeze. If you love a little pen magic, this set is your new jam! —Ethan Brooks

I’m officially obsessed with the BAYTORY 8Pcs Cute Retractable Erasable Gel Pens in green! The first time I used them, I had to scribble a bit to get the ink going, but once it did, it was smooth sailing. The retractable design means no more chasing after lost caps, and the erasable ink lets me write, erase, and rewrite like a pro. I even gifted these to my friends, because who wouldn’t want a pen that’s this clever and cute? Perfect for planners, puzzles, and all my daily doodles! —Sophie Turner

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Why the Best Pen to Write a Check With Is Necessary

I’ve learned that using the best pen to write a check with is more important than it might seem at first. When I write a check, I want the ink to be clear, smudge-proof, and permanent. A good pen ensures my information stays legible and secure, preventing any chance of fraud or alterations. I’ve had experiences where cheap pens bled through the paper or faded over time, which made my checks look unprofessional and sometimes caused issues when they were processed.

Another reason I prefer a reliable pen is that it gives me confidence. Writing with a smooth, consistent pen makes the whole process quicker and less frustrating. I don’t have to worry about the ink skipping or blotting, which can lead to messy handwriting or mistakes. In short, the best pen to write a check with protects my financial transactions and makes the task feel more precise and professional.

My Buying Guides on Best Pen To Write A Check With

When it comes to writing checks, I’ve learned that choosing the right pen is more important than it seems. A good pen not only makes the process smoother but also ensures your check is secure and legible. Here’s what I consider essential when picking the best pen to write a check with.

1. Ink Type Matters

From my experience, the type of ink is the first thing to look at. I always prefer pens with permanent, waterproof ink because checks are official documents, and you want to avoid any chance of the ink smudging or washing away. Gel pens and rollerball pens often have vibrant ink, but they can sometimes smudge if you’re not careful. Ballpoint pens with oil-based ink are usually more durable and less prone to fading or smearing.

2. Smooth Writing Experience

I value a pen that glides smoothly over the paper without requiring too much pressure. Writing a check requires neatness, and a scratchy pen can make my handwriting look messy. A good ballpoint or gel pen with a fine to medium tip (around 0.7mm to 1.0mm) strikes the right balance between precision and smoothness for me.

3. Quick Drying Ink

I’ve had moments where my signature smudged because the ink didn’t dry fast enough. To avoid this, I prefer pens with quick-drying ink, especially if I’m writing multiple checks or need to handle the paper immediately after signing.

4. Comfortable Grip for Consistency

Writing checks often means signing multiple fields with care. A pen with a comfortable grip helps me maintain control and consistency in my handwriting. I look for pens with rubberized or ergonomic grips to prevent my hand from cramping during longer writing sessions.

5. Security Features

Since checks are sensitive documents, I like to use pens with ink that is resistant to chemical alterations or erasures. Some pens advertise “fraud-resistant” or “security ink,” which can give me peace of mind that my check won’t be tampered with after I write it.

6. Portability and Reliability

I keep a reliable pen handy wherever I might need to write a check. It’s important that the pen doesn’t leak in my pocket or bag and that it’s consistently ready to write without skipping or blotting. Simple, sturdy designs with a secure cap or retractable tip work best for me.

My Final Recommendations

Based on my experience, here are a few pens I trust for writing checks:

  • Pilot G2 Gel Pen (0.7mm) – smooth writing with quick-drying ink.
  • Uni-Ball Jetstream Ballpoint Pen – combines the smoothness of gel with the permanence of ballpoint ink.
  • Pentel EnerGel Pen – fast-drying and vibrant ink, great for neat signatures.
  • Paper Mate InkJoy Ballpoint Pen – affordable, reliable, and comfortable grip.

Choosing the right pen may seem minor, but for me, it’s key to ensuring my checks look professional, stay secure, and are easy to write. I hope my guide helps you find your perfect pen!

Author Profile

Jessica Maloney
Jessica Maloney
I’m Jessica Maloney, the writer behind helenamulkerns.com. My background is rooted in writing and editorial work, where I spent years learning how to explain ideas clearly and honestly for real readers. What started as a personal writing space gradually grew into something more practical, shaped by curiosity and a habit of closely noticing how everyday things actually work.

Since 2026, I’ve been using this blog to share straightforward product reviews and buying insights based on real use, not assumptions. I write the way I research and shop - carefully, calmly, and with attention to small details that often matter most. My aim is to help you feel informed and confident before making a decision.