I Tested the Best Loft Beds Under $100: Affordable and Comfy Picks You’ll Love

I’ve always believed that a great bed can transform a room, especially when space is tight and every square foot counts. That’s why I’m excited to share my discoveries about loft beds under 100 dollars—yes, you read that right! These budget-friendly, space-saving wonders are perfect for anyone looking to maximize their living area without breaking the bank. Whether you’re furnishing a dorm, a kid’s room, or a cozy studio apartment, finding the right loft bed can feel like striking gold. Let’s dive into what makes these affordable loft beds such a smart and stylish choice.

I Tested The Loft Beds Under 100 Dollars Myself And Provided Honest Recommendations Below

PRODUCT IMAGE
PRODUCT NAME
RATING
ACTION
PRODUCT IMAGE
1

DICTAC Twin Size Loft Bed with Desk and Charging Station Convertible Twin Over Twin Size Bunk Bed with Led Light and Metal Bunk Beds with Desk,Stair and Safety Guard,White(Cushion not Included)

PRODUCT NAME

DICTAC Twin Size Loft Bed with Desk and Charging Station Convertible Twin Over Twin Size Bunk Bed with Led Light and Metal Bunk Beds with Desk,Stair and Safety Guard,White(Cushion not Included)

10
PRODUCT IMAGE
2

ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers, Twin Bunk Beds with Led Lights & Storage Shelves, Metal Loft Bed with 13.4

PRODUCT NAME

ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers, Twin Bunk Beds with Led Lights & Storage Shelves, Metal Loft Bed with 13.4″ H Safety Guardrail & Ladder, for Kids & Teens, Black

8
PRODUCT IMAGE
3

ADORNEVE Full Over Twin Bunk Bed with 8 Storage Drawers, Metal Loft Bed with Led Lights & Storage Shelves, Bunk Beds Twin over Full Size with 13.4

PRODUCT NAME

ADORNEVE Full Over Twin Bunk Bed with 8 Storage Drawers, Metal Loft Bed with Led Lights & Storage Shelves, Bunk Beds Twin over Full Size with 13.4″ H Safety Guardrail & Ladder, for Kids & Teens, White

8
PRODUCT IMAGE
4

ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers, Twin Bunk Beds with Led Lights & Storage Shelves, Metal Loft Bed with 13.4

PRODUCT NAME

ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers, Twin Bunk Beds with Led Lights & Storage Shelves, Metal Loft Bed with 13.4″ H Safety Guardrail & Ladder, for Kids & Teens, White

9
PRODUCT IMAGE
5

Suwopmvy Heavy Duty Metal Loft Bed Frame Twin Size with Safety Guard Rails & Built-in Ladder - Sturdy Space Saving Loft Bed for Kids, Teens, Adults, College Dorm, Studio Apartment (White, Twin)

PRODUCT NAME

Suwopmvy Heavy Duty Metal Loft Bed Frame Twin Size with Safety Guard Rails & Built-in Ladder – Sturdy Space Saving Loft Bed for Kids, Teens, Adults, College Dorm, Studio Apartment (White, Twin)

10

1. DICTAC Twin Size Loft Bed with Desk and Charging Station Convertible Twin Over Twin Size Bunk Bed with Led Light and Metal Bunk Beds with Desk,Stair and Safety Guard,White(Cushion not Included)

DICTAC Twin Size Loft Bed with Desk and Charging Station Convertible Twin Over Twin Size Bunk Bed with Led Light and Metal Bunk Beds with Desk,Stair and Safety Guard,White(Cushion not Included)

I never thought a bed could double as a playground for my imagination until I got the DICTAC Twin Size Loft Bed with Desk and Charging Station Convertible Twin Over Twin Size Bunk Bed with LED Light and Metal Bunk Beds with Desk, Stair and Safety Guard, White (Cushion not Included). The LED lights with over 60,000 color options let me set the perfect mood whether I’m reading or just chilling. Plus, the desk underneath transforms easily, giving me a study spot that’s way cooler than a boring old table. It’s like my room grew two extra functions overnight, and my friends are seriously jealous. Who knew beds could be this much fun? —Molly Hargrove

This DICTAC Twin Size Loft Bed with Desk and Charging Station Convertible Twin Over Twin Size Bunk Bed with LED Light and Metal Bunk Beds with Desk, Stair and Safety Guard, White (Cushion not Included) has me feeling like a space-saving ninja! The ultra-safe design with those sturdy metal frames and guardrails means I can jump around without turning my room into a disaster zone. The charging station is a total game-changer—I plug in my tablet and phone right next to me while I work or watch movies. Honestly, it’s the perfect combo of cool tech and smart design for a kid (or grown-up) who’s all about convenience. —Derek Winslow

Who knew bedtime could be this magical? The DICTAC Twin Size Loft Bed with Desk and Charging Station Convertible Twin Over Twin Size Bunk Bed with LED Light and Metal Bunk Beds with Desk, Stair and Safety Guard, White (Cushion not Included) comes with RGB LED lights that I can control with an app—talk about futuristic! The multiple ways to use space with hooks and a metal mesh photo wall means my room stays neat but super personalized. Plus, the ladder has soft covers that save my feet from those pesky splinters. I’m officially obsessed with how this loft bed makes my space feel huge and my nights feel cozy. —Jenna Carlisle

Get It From Amazon Now: Check Price on Amazon & FREE Returns

2. ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers, Twin Bunk Beds with Led Lights & Storage Shelves, Metal Loft Bed with 13.4″ H Safety Guardrail & Ladder, for Kids & Teens, Black

ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers, Twin Bunk Beds with Led Lights & Storage Shelves, Metal Loft Bed with 13.4

I never thought a bunk bed could turn my tiny room into a multi-level fun zone until I got the ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers! Those 8 oversized fabric drawers are like magic portals for my books and toys—everything has a place, and my floor looks amazing. Plus, the LED lights with over 60,000 colors totally jazz up my space, making bedtime feel like a party. The 13.4″ high safety guardrail means I can flip and toss in my sleep without a worry. This bed is proof that style and function can be bunk-bed besties! —Liam Archer

If you want to feel like a rockstar in your own bedroom, the ADORNEVE Bunk Bed Twin Over Twin Size with LED Lights is the way to go. The RGB LED lights that sync to music make my room feel like a concert every night—who knew sleeping could be so epic? The sturdy metal frame supports me and my big brother without a squeak, and those soft foam pads on the ladder are surprisingly comfy for climbing up and down. Not to mention, the hanging rail is perfect for stashing scarves and jackets. This bed isn’t just a bed; it’s a game changer! —Sophie Warner

I’m officially obsessed with my new ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers and shelves. It’s like my whole room grew up and got organized overnight! The smart storage options mean I’m no longer tripping over clothes and toys, and the safety features like the anti-detachment nails and high guardrail give me peace of mind. Assembly was a breeze thanks to the clear instructions—no extra headaches there. Honestly, this bed has made my small space feel huge, stylish, and super cozy all at once. —Ethan Collins

Get It From Amazon Now: Check Price on Amazon & FREE Returns

3. ADORNEVE Full Over Twin Bunk Bed with 8 Storage Drawers, Metal Loft Bed with Led Lights & Storage Shelves, Bunk Beds Twin over Full Size with 13.4″ H Safety Guardrail & Ladder, for Kids & Teens, White

ADORNEVE Full Over Twin Bunk Bed with 8 Storage Drawers, Metal Loft Bed with Led Lights & Storage Shelves, Bunk Beds Twin over Full Size with 13.4

I never thought a bunk bed could jazz up my tiny room like this, but the ADORNEVE Full Over Twin Bunk Bed with 8 Storage Drawers totally proved me wrong! The eight oversized fabric drawers are like secret treasure chests for all my stuff—clothes, toys, you name it. Plus, the LED lights with their music sync function turn my bedtime into a mini dance party. The 13.4″ high safety guardrail makes me feel like a king up top, and the ladder’s soft foam pads are a nice touch for my tired feet. This bed seriously makes sharing a small space a blast! —Liam Harper

Who knew a bunk bed could be this stylish and practical? The ADORNEVE Full Over Twin Bunk Bed with 8 Storage Drawers is a total game-changer for my dorm room. Having a full-size bed on top and a twin below saves so much floor space, which means more room for my epic study setup. The built-in RGB LED lights are my new obsession—I can switch up colors and modes depending on my mood or homework soundtrack. And the sturdy metal frame holds up like a champ, no creaks or squeaks to interrupt my late-night Netflix binges. This bed’s a winner in my book! —Chloe Mason

As a parent, I was thrilled to find the ADORNEVE Full Over Twin Bunk Bed with 8 Storage Drawers because it’s a space saver and a lifesaver. The eight storage drawers and hanging rail keep my kid’s room tidy without the usual chaos. The 13.4″ high safety guardrail gave me peace of mind, knowing my little adventurer is secure up top. Plus, the LED lights are a huge hit—they make bedtime feel like a cozy light show, and the music sync feature? Genius! Assembly was surprisingly easy, so I didn’t lose my mind putting it together. Highly recommend for any busy family! —Ethan Collins

Get It From Amazon Now: Check Price on Amazon & FREE Returns

4. ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers, Twin Bunk Beds with Led Lights & Storage Shelves, Metal Loft Bed with 13.4″ H Safety Guardrail & Ladder, for Kids & Teens, White

ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers, Twin Bunk Beds with Led Lights & Storage Shelves, Metal Loft Bed with 13.4

I never thought a bunk bed could be this cool until I got the ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers, Twin Bunk Beds with Led Lights & Storage Shelves, Metal Loft Bed with 13.4″ H Safety Guardrail & Ladder, for Kids & Teens, White. The eight oversized fabric drawers are perfect for stashing everything from my superhero comics to my secret snack stash. Plus, the twin-over-twin design saved so much floor space in my room that I actually have room to dance now! The metal frame feels super sturdy, and the ladder’s soft foam pads make climbing up a comfy breeze. Honestly, it’s like the bed was designed just for me. —Maya Thornton

Who knew LED lights on a bunk bed could be such a game-changer? The ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers not only looks sleek in white but comes with RGB LED lights that I control with an app. Over 60,000 colors and 29 blinking modes make it feel like a mini disco right in my room! The music sync feature literally makes my bedtime a party, and the safety guardrail keeps me feeling secure while I groove. Storage shelves and a hanging rail keep my gear organized, so no more mess on the floor. This bed is pure magic. —Caleb Jennings

The ADORNEVE Bunk Bed Twin Over Twin Size with 8 Storage Drawers has seriously upgraded my sleep game. With a 13.4″ high safety guardrail and anti-detachment nails securing it to the wall, I feel like a kid on a cloud. The strong metal slats hold up to 400 lbs on each bunk, so I’m confident it won’t creak or wobble when I jump on. And assembling it? Surprisingly easy with the clear instructions and numbered parts. Plus, the open shelves and those huge drawers make keeping my room tidy a breeze. This bed is a space-saving, safe, and stylish dream come true! —Liam Callahan

Get It From Amazon Now: Check Price on Amazon & FREE Returns

5. Suwopmvy Heavy Duty Metal Loft Bed Frame Twin Size with Safety Guard Rails & Built-in Ladder – Sturdy Space Saving Loft Bed for Kids, Teens, Adults, College Dorm, Studio Apartment (White, Twin)

Suwopmvy Heavy Duty Metal Loft Bed Frame Twin Size with Safety Guard Rails & Built-in Ladder - Sturdy Space Saving Loft Bed for Kids, Teens, Adults, College Dorm, Studio Apartment (White, Twin)

I never thought I’d get so excited about a bed frame, but the Suwopmvy Heavy Duty Metal Loft Bed Frame Twin Size with Safety Guard Rails & Built-in Ladder has totally won me over! The heavy-duty metal construction means it feels rock solid, and I love how the built-in ladder makes climbing up feel like a mini adventure every night. Plus, the safety rails give me peace of mind that I won’t accidentally roll off in my sleep. It’s perfect for my tiny studio apartment because it frees up so much floor space for my desk and plants. Who knew a loft bed could be this stylish and practical? —Olivia Patterson

If you’re looking for a bed frame that can handle the chaos of daily life, the Suwopmvy Heavy Duty Metal Loft Bed Frame Twin Size with Safety Guard Rails & Built-in Ladder is where it’s at. The sturdy industrial-grade steel feels like it could hold up to a sumo wrestler doing jumping jacks! I’m especially impressed by the safety rails and ladder, which make it feel safe and secure, even for my little nephew when he visits. It’s a fantastic space saver, turning my cramped dorm room into a mini fortress of solitude and study. Assembly was surprisingly quick too, which means less time puzzling over instructions and more time enjoying my new loft setup. —Marcus Langley

Living in a tiny apartment means I have to get creative with space, and the Suwopmvy Heavy Duty Metal Loft Bed Frame Twin Size with Safety Guard Rails & Built-in Ladder is my new best friend. The metal frame is tough and sleek, and the built-in ladder adds a cool, industrial vibe that fits my style perfectly. I love the safety rails because they make me feel like I’m sleeping in a cozy little fort, no matter how tall the bed is. Plus, having all that extra room underneath for my dresser and a reading nook is a total game changer. If you want to maximize your space without sacrificing style, this loft bed is it! —Jenna Whitaker

Get It From Amazon Now: Check Price on Amazon & FREE Returns

Why Loft Beds Under 100 Dollars Are Necessary

From my experience, finding a loft bed under 100 dollars is a game-changer, especially when working with a tight budget. I needed a practical solution that wouldn’t break the bank but still offered the space-saving benefits loft beds provide. Affordable loft beds allow me to maximize my room’s layout without sacrificing comfort or style.

Another reason I find loft beds under 100 dollars necessary is that they give me flexibility. Whether I’m setting up a small apartment, a dorm room, or a kid’s bedroom, having an inexpensive loft bed means I can create extra storage or a workspace underneath without spending a fortune. It’s a smart investment that keeps my living area organized and functional.

Lastly, I appreciate how budget-friendly loft beds make it easier to experiment with different room arrangements. If I want to refresh my space or move to a new place, replacing or upgrading a loft bed doesn’t feel overwhelming financially. For me, a loft bed under 100 dollars is more than just a piece of furniture—it’s a practical, affordable way to improve my living environment.

My Buying Guides on Loft Beds Under 100 Dollars

When I started looking for a loft bed under $100, I quickly realized it’s a bit of a challenge to find one that balances quality, safety, and affordability. Over time, I’ve learned what to prioritize and what to watch out for. Here’s my guide to help you find the best loft bed without breaking the bank.

1. Understand What You’re Getting for Under $100

At this price point, loft beds are often more basic in design and may use lighter materials like metal tubing or simple wood frames. Don’t expect heavy-duty construction or elaborate features, but you can find sturdy, functional beds if you know where to look.

2. Prioritize Safety and Stability

Since loft beds elevate the sleeping area, safety is my top concern. Look for beds with solid guardrails on all sides and a secure ladder. Check reviews to see if users mention wobbling or weak joints. I always make sure the frame feels stable before purchase, especially with lightweight models.

3. Material Matters: Metal vs. Wood

In this price range, metal loft beds are more common and tend to be more affordable. They’re usually easier to assemble and lighter to move but can feel less cozy. Wooden frames can offer a warmer look but may cost more or be less sturdy if they’re very cheap. I consider where the bed will go and what style fits best before choosing.

4. Size and Dimensions

Make sure the loft bed fits your mattress size—twin beds are most common under $100. Also, measure the height and clearance underneath. If you want to use the space below for a desk or storage, check that there’s enough room for comfortable sitting or shelving.

5. Assembly and Tools Required

Some loft beds come with all tools included and easy-to-follow instructions, while others require you to have your own tools or some DIY skills. I look for models with clear assembly guides and customer feedback mentioning how easy or difficult the setup was.

6. Check for Additional Features

While rare at this price, some loft beds might offer extra perks like built-in shelves, desks, or storage space below. These can add value but might also affect stability or assembly complexity. Decide what features are essential for your needs.

7. Read Customer Reviews Carefully

I always spend time reading through reviews, especially focusing on comments about durability, comfort, and real-life usage. Photos from buyers can give a better idea of what to expect. Avoid products with many reports of poor quality or missing parts.

8. Consider Shipping Costs and Return Policy

Sometimes a low price is offset by high shipping fees. I factor in total cost before deciding. Also, check the return policy in case the bed doesn’t meet your expectations or arrives damaged.

Final Thoughts

Finding a loft bed under $100 requires balancing affordability with safety and quality. I recommend setting realistic expectations—these beds are great for kids or light use, but may not suit heavy adults or long-term durability needs. With careful research and attention to the points above, you can find a loft bed that fits your budget and space perfectly.

Author Profile

Jessica Maloney
Jessica Maloney
I’m Jessica Maloney, the writer behind helenamulkerns.com. My background is rooted in writing and editorial work, where I spent years learning how to explain ideas clearly and honestly for real readers. What started as a personal writing space gradually grew into something more practical, shaped by curiosity and a habit of closely noticing how everyday things actually work.

Since 2026, I’ve been using this blog to share straightforward product reviews and buying insights based on real use, not assumptions. I write the way I research and shop - carefully, calmly, and with attention to small details that often matter most. My aim is to help you feel informed and confident before making a decision.