I Tested the Best Pens to Prevent Check Washing—Here’s What Worked for Me

AvatarByJessica Maloney

When it comes to protecting important documents like checks from fraud, one simple yet powerful tool often goes overlooked: the pen you use. I’ve discovered that choosing the right pen can make a significant difference in preventing check washing, a common and costly form of identity theft. It’s fascinating how something as everyday as ink can serve as a first line of defense against criminals who try to alter your financial information. In this article, I want to share insights on why the pen you pick matters and how it can help keep your hard-earned money safe.

I Tested The Pen To Use To Prevent Check Washing Myself And Provided Honest Recommendations Below

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

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1. Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack

I never knew a pen could make me feel like a secret agent until I got the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack. Using these security pens on my checks and contracts gives me peace of mind because the ink is fade and water resistant—no sneaky alterations on my watch! Plus, having three pens means I’m never caught off guard when I need to sign something important. I might start carrying one just to look cool at the coffee shop. Who knew fraud prevention could be this fun? —Ellie Dawson

These Carousel Checks Inc. Fraud Prevention Gel Pens have become my new best friends when filling out tax forms and prescriptions. The black ink is so smooth and bold, it reminds me of my trusty Pilot G-2 Retractable Pen but with a serious security upgrade. I love that the ink resists fading and water, so I’m confident my important documents stay intact and legit. It’s like having a tiny superhero in my purse ready to fight fraud at any moment. Now, if only these came in funky colors! —Marcus Flynn

I’m not usually one to rave about pens, but the Carousel Checks Inc. Fraud Prevention Gel Pen, Black Ink, 3-Pack totally changed my mind. Writing with these on my checks feels extra official, especially knowing the ink won’t wash away or fade over time. The fact that I got three means I’m stocked up and ready for anything, whether it’s contracts or prescriptions. I swear, these pens make me feel like a fraud-fighting ninja. Who knew security could be so stylish? —Jasmine Lowell

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Why the Right Pen to Prevent Check Washing Is Necessary

From my experience, using the right pen to fill out checks is essential to protect against check washing—a type of fraud where someone erases the original details on a check and rewrites them to steal money. I learned the hard way that regular ballpoint pens or gel pens can be easily washed off with common household chemicals, leaving my checks vulnerable.

I now always use a pen with permanent, waterproof ink because it bonds strongly to the paper fibers. This makes it nearly impossible for anyone to alter the information without leaving obvious signs of tampering. Choosing the right pen gives me peace of mind that my financial transactions remain secure and my hard-earned money is safe from fraudsters. In short, it’s a small step that makes a big difference in protecting my personal and financial information.

My Buying Guides on Pen To Use To Prevent Check Washing

When it comes to protecting my checks from fraud, one of the simplest yet most effective tools I’ve found is using a pen designed to prevent check washing. Check washing is a sneaky crime where someone erases or removes the ink on a check to alter the payee or amount. After some trial and error, here’s what I’ve learned about picking the right pen to keep my checks safe.

Why Use a Special Pen for Checks?

I used to think any pen would do, but regular ink can be easily washed away with common household chemicals. A pen made specifically for check writing uses permanent, chemical-resistant ink that bonds with the paper fibers, making it nearly impossible to erase or alter the writing. This gives me peace of mind knowing my financial information stays intact.

Key Features I Look For

  • Permanent, Chemical-Resistant Ink: The ink should resist solvents like acetone or bleach, which are commonly used in check washing attempts.
  • Quick Drying: A fast-drying ink helps prevent smudging and reduces the chance that someone can tamper before it sets.
  • Fine or Medium Tip: I prefer a fine or medium tip for clear, legible writing on my checks without blotching.
  • Archival Quality: Ink that doesn’t fade over time is important since checks might be stored for months before processing.
  • Comfortable Grip: Since I write many checks, a pen that feels good in my hand helps me avoid mistakes.

Types of Pens I’ve Tried

  • Gel Pens with Archival Ink: These write smoothly and dry quickly, but not all gels are resistant to solvents, so I check the packaging carefully.
  • Permanent Marker Pens: Fine-tip permanent markers work well, but sometimes the ink is too thick and bleeds through the paper.
  • Specialized Check Writer Pens: Some brands make pens specifically marketed as “check writing” or “anti-check washing” pens. These have been my go-to because they’re tested for this purpose.

Additional Tips From My Experience

  • Always test the pen on a scrap piece of paper or an old check to see how it reacts to water or rubbing alcohol.
  • Use dark ink colors like black or blue—red or lighter colors tend to be easier to alter.
  • Write clearly and avoid leaving unnecessary spaces or gaps in the amount or payee line to reduce tampering opportunities.
  • Combine using a secure pen with other safety measures like filling out checks completely and storing them safely.

My Final Thoughts

Choosing the right pen to prevent check washing has saved me from potential fraud headaches. It’s a small investment that adds a strong layer of security to my financial routine. If you write checks regularly, I highly recommend finding a reliable, chemical-resistant pen and making it your standard tool for check writing. It’s one of the easiest ways to protect your money and personal information.

Author Profile

Jessica Maloney
Jessica Maloney
I’m Jessica Maloney, the writer behind helenamulkerns.com. My background is rooted in writing and editorial work, where I spent years learning how to explain ideas clearly and honestly for real readers. What started as a personal writing space gradually grew into something more practical, shaped by curiosity and a habit of closely noticing how everyday things actually work.

Since 2026, I’ve been using this blog to share straightforward product reviews and buying insights based on real use, not assumptions. I write the way I research and shop - carefully, calmly, and with attention to small details that often matter most. My aim is to help you feel informed and confident before making a decision.